Find the Medicare Coverage That Fits You
Simple guidance from licensed insurance agents
Already on Medicare or turning 65 soon?
We’re here to help you understand your options
About Grey State Financial
Grey State Financial LLC has more than 20 years of combined experience helping seniors understand their healthcare coverage and insurance options.
We make Medicare easier to understand so you can compare available options and make informed decisions about your coverage.
Clear Medicare guidance from licensed insurance agents.
Medicare Made Simple
Grey State Financial LLC is dedicated to helping individuals and families better understand their Medicare and insurance options. With more than 20 years of combined experience, our licensed insurance agents provide clear, personalized guidance based on your healthcare needs, preferred doctors, medications, budget, and priorities. Our goal is to simplify the process, explain your options in straightforward language, and help you make informed decisions about your coverage with confidence.
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Original Medicare — Parts A & B
Hospital and medical coverage provided through Medicare.
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Medicare Advantage — Part C
An alternative way to receive your Medicare benefits through a private insurance company.
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Medicare Supplement — Medigap
Additional coverage that can help with certain out-of-pocket costs left by Original Medicare.
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Medicare Part D
Prescription drug coverage offered through private insurance companies.
Why Grey State
We help you review the details that can make a difference when choosing Medicare coverage.
Doctors & Specialists
Check your preferred healthcare providers.
Prescriptions
Review the medications you currently use.
Pharmacies
Review preferred pharmacies and networks.
Monthly Premiums
Compare available plan costs.
Copays
Understand potential healthcare expenses.
Provider Networks
Review HMO, PPO, and other network requirements.
Out-of-Pocket Limits
Understand annual plan limits.
Extra Benefits
Review available dental, vision, hearing, and other benefits.
Explore Your Medicare Options
Medicare Advantage
Receive your Medicare benefits through a private insurance company.
Plans may include prescription drug coverage and additional benefits such as dental, vision, or hearing.
Medicare Supplement
Medicare Supplement, also known as Medigap, works alongside Original Medicare and can help cover certain out-of-pocket costs.
Medicare Part D
Prescription drug coverage designed to help cover the medications you use.
More Ways We Can Help
Grey State Financial also offers additional insurance and financial protection solutions for individuals and families.
LIFE INSURANCE
Term and whole life insurance options.
HOSPITAL INDEMNITY
Supplemental coverage that can provide cash benefits for eligible hospital stays and related expenses, depending on the policy.
FINAL EXPENSE INSURANCE
Coverage designed to help families prepare for end-of-life expenses.
HOME HEALTH CARE
Explore home health care options that can help eligible individuals receive support, recover, and maintain greater independence at home.
Frequently Asked Questions
Find answers to commonly asked questions about our products and services.
Some people are automatically enrolled while others need to sign up. Your enrollment process can depend on whether you are already receiving Social Security or Railroad Retirement Board benefits.
Enrollment in Medicare Parts A and B is handled through the Social Security Administration.
Medicare Advantage provides another way to receive your Medicare benefits through a private insurance company
Medicare Supplement works alongside Original Medicare and can help cover certain out-of-pocket costs..
Medicare Part D provides prescription drug coverage through private insurance companies.
There is no additional fee charged to you for our assistance. Insurance agents are generally compensated by the insurance carrier when an enrollment is completed.
Medicare Open Enrollment runs from October 15 through December 7 each year.
Yes. Plan premiums, prescription coverage, provider networks, costs, and benefits can change from year to year.
Need Help With Medicare?
Have questions about Medicare or your current coverage?
Speak with a licensed insurance agent and get help understanding your options.